
| Quick financial links... |
| Whether it's next months income or a goal that's still decades away, planning your |
| Existing clients: If you have scheduled a review with Joel, please print off and complete this "What are your concerns" brochure and bring it to your appointment. Thank you. |

| Securities and Advisory Services offered through LPL Financial, a registered investment advisor. Member FINRA & SIPC. Joel D. Andrews, LLC is an investment advisory firm located and registered in Colorado. Associated persons of Joel D. Andrews, LLC. are also registered representatives and investment advisor representatives of LPL Financial, a registered broker-dealer and investment advisor. Joel D.Andrews, LLC provides financial planning services only and such services are distinct and separate offering from securities and advisory related services offered through LPL Financial. Securities and advisory services available only to residents of : AZ, CA, CO, FL, HI, ID, IL, IN, KY, MD, MN, MO, NC, NE, NJ, NM, NV, OH, OK, PA, TX, UT, WA, WI, and WY. |