| Whether it's next months income or a goal that's still decades away, planning your |
| FREE CONSULTATION AND INVESTMENT REVIEW Your free consultation includes a review of your goals and present financial situation, including the Lockheed Martin benefits you have selected. We will also discuss your "SSP" 401(k) plan allocations. At the conclusion of our meeting you will have many of your questions answered and know exactly the areas you need to focus on. |
| Lockheed Martin employees |

| Altas III |


| Securities and Advisory Services offered through LPL Financial, a registered investment advisor. Member FINRA & SIPC. Joel D. Andrews, LLC is an investment advisory firm located and registered in Colorado. Associated persons of Joel D. Andrews, LLC. are also registered representatives and investment advisor representatives of LPL Financial, a registered broker-dealer and investment advisor. Joel D.Andrews, LLC provides financial planning services only and such services are distinct and separate offering from securities and advisory related services offered through LPL Financial. Securities and advisory services available only to residents of : AZ, CA, CO, FL, HI, ID, IL, IN, KY, MD, MN, MO, NC, NE, NJ, NM, NV, OH, OK, PA, TX, UT, WA, WI, and WY. |