Whether it's next months income or a goal that's still decades away, planning your
Lockheed Martin employee's since 1985.  He has taught
numerous workshops at both the Waterton plant and the
Career Center in Southpark. By being familiar with your goals,
current financial situation, and the Lockheed Martin benefit
package, Joel can provide accurate guidance to help you
achieve your goals.

With over 29 years experience as a financial planner, Joel has
cultivated strong analytical skills. As an
independent
consultant, he provides the most suitable
unbiased solutions
for his clients.

Joel graduated from Brigham Young University in 1982 with a
degree in Finance (emphasis in Financial Planning). He has
received the designations of Chartered Financial Consultant
and Chartered Life Underwriter (ChFC, CLU) and is a member
of the Financial Planning Association.  He has taught financial
seminars at the University of Colorado Health Sciences Center
as well as Lockheed Martin, US West and AT&T.  He has also
published articles for the Denver Medical Society and been
quoted in the Denver Business Journal and the Wall Street
Journal. Joel is a registered principal with LPL Financial.

Joel also enjoys living in Colorado and spends time
mountain
biking, skiing, fishing, painting, fixing up his sports car and
spending time with his wife and 5 children.

If you would like to view more of Joel's watercolor paintings,
please
click here.

For more information about how Joel may be of service to you,
visit the
services page.   Call or e-mail Joel today.
FREE CONSULTATION AND INVESTMENT REVIEW
Your free consultation includes a review of your goals and present
financial situation, including the Lockheed Martin benefits you have
selected.  We will also discuss your "SSP" 401(k) plan allocations.  At
the conclusion of our meeting you will have many of your questions
answered and know exactly the areas you need to focus on.
Lockheed Martin employees
Altas III
financial future is one of the most important priorities in your life. Your financial future
depends, to a large extent, on the decisions you make today.  That's why it's so
important to explore the benefits of financial planning and how it may help you improve
your financial future.  
Securities and Advisory Services offered through LPL Financial, a registered investment advisor. Member FINRA & SIPC.

Joel D. Andrews, LLC is an investment advisory firm located and registered in Colorado.  Associated persons of Joel D. Andrews, LLC. are also registered
representatives and investment advisor representatives of LPL Financial, a registered broker-dealer and investment advisor.  Joel D.Andrews, LLC
provides financial planning services only and such services are distinct and separate offering from securities and advisory related services offered
through LPL Financial.

Securities and advisory services available only to residents of : AZ, CA, CO, FL, HI, ID, IL, IN, KY, MD, MN, MO, NC, NE, NJ, NM, NV, OH, OK, PA, TX, UT, WA,
WI, and WY.
Joel D. Andrews, CLU, ChFC
Unbiased Financial Planning
2696 S. Colorado Blvd #585
Denver, Co  80222

Tel: 303-759-5071
Fax: 303-759-5210
E-mail:
joel.andrews@lpl.com